Adani One ICICI Bank Credit Cards Signature and Platinum Credit Cards: Features, Benefits, and Rewards
Introduce the Adani One ICICI Credit Cards, focusing on their target audience—frequent travelers and shoppers within the Adani ecosystem. Highlight that the cards offer premium airport-related perks and reward points within the Adani ecosystem, such as flights, hotels, electricity, and more.
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| ICICI Bank Credit Card for Free Railway Lounge Access | PNB Fixed Deposit Credit Card |
Adani One ICICI Bank Credit Cards: Signature vs. Platinum
| Feature | Platinum Card | Signature Card |
|---|---|---|
| Joining Fee | Rs. 750 + taxes | Rs. 5,000 + taxes |
| Annual Fee | Rs. 750 (waived on Rs. 3 lakh spend) | Rs. 5,000 (waived on Rs. 6 lakh spend) |
| Welcome Benefits | Rs. 5,000 vouchers | Rs. 9,000 vouchers |
| Reward Points on Adani Ecosystem | 3% | 7% |
| Domestic Spends Reward | 1% | 1.5% |
| International Spends Reward | 1.5% | 2% |
| Utility & Insurance Spends Reward | 0.5% | 0.5% |
| Lounge Access | 2 domestic lounges/quarter | 4 domestic lounges/quarter + 2 international lounges/year |
| Other Airport Services | Porter services, valet parking | Premium services like meet-and-greet, valet, and porter |
| Forex Markup Fee | 3.5% | 3.5% |
| Discounts | BookMyShow discounts | BookMyShow discounts |
Welcome Benefits
Platinum Card:
- On successful application and fee payment, you receive vouchers worth Rs. 5,000. These can be redeemed on the Adani One platform for flights, hotels, duty-free purchases, and more.
Signature Card:
- You get vouchers worth Rs. 9,000 as a welcome gift, redeemable for various Adani ecosystem services. This offers a significant advantage over the Platinum version in terms of immediate value.
Reward Points Structure
| Spending Category | Platinum Card | Signature Card |
|---|---|---|
| Adani Ecosystem (flights, hotels, etc.) | 3% reward rate | 7% reward rate |
| Domestic Spends | 1% reward rate | 1.5% reward rate |
| International Spends | 1.5% reward rate | 2% reward rate |
| Utility & Insurance Payments | 0.5% reward rate | 0.5% reward rate |
- Adani Ecosystem: The cards reward customers handsomely for using the Adani Group services (flights, hotels, electricity, etc.). Signature cardholders can earn 7%, while Platinum users get 3%.
- Domestic and International Spends: Both cards offer competitive rates outside the Adani ecosystem, but the Signature card clearly offers higher rewards.
- Utility & Insurance Payments: Both cards provide 0.5% rewards for utility and insurance bill payments, making them useful for everyday expenses.
Lounge Access & Airport Benefits
| Benefit | Platinum Card | Signature Card |
|---|---|---|
| Domestic Lounge Access | 2 accesses/quarter | 4 accesses/quarter |
| International Lounge Access | Not available | 2 accesses/year |
| Porter Services | Yes | Yes |
| Valet Parking | Yes | Yes |
| Meet-and-Greet Service | No | Yes |
- Signature Cardholders get additional international lounge access and premium services like a meet-and-greet at airports, making it a better choice for frequent flyers.
- Both cards provide porter services and valet parking, ensuring smooth travel experiences.
Fee Structure and Waivers
| Fee Type | Platinum Card | Signature Card |
|---|---|---|
| Joining Fee | Rs. 750 + taxes | Rs. 5,000 + taxes |
| Annual Fee | Rs. 750 | Rs. 5,000 |
| Annual Fee Waiver Condition | Spend Rs. 3 lakh/year | Spend Rs. 6 lakh/year |
- The Platinum Card has a much lower joining and annual fee, making it more affordable for moderate spenders.
- The Signature Card comes with a higher fee, but frequent travelers can easily waive the annual fee by spending Rs. 6 lakh per year.
Pros and Cons of the Cards
| Criteria | Platinum Card | Signature Card |
|---|---|---|
| Pros | Affordable annual fee, decent rewards on Adani ecosystem spends, lounge access | High rewards on Adani ecosystem, more lounge accesses, premium airport services |
| Cons | Limited international perks, lower rewards for non-Adani spends, no international lounge access | High annual fee, restricted rewards on non-Adani spends, high forex markup |
- Platinum Card Pros: Lower fee, good for moderate travelers and shoppers within the Adani ecosystem.
- Signature Card Pros: Ideal for frequent travelers who want premium airport services and higher rewards.
- Cons: Both cards have a high forex markup fee (3.5%), making them expensive for international transactions.
Conclusion: Which Card Should You Choose?
- If you are a frequent traveler within India and often use services from the Adani Group (like airports, electricity, flights, etc.), the Signature Card is the best choice due to its high rewards and extensive lounge access.
- For those who are moderate spenders or not as travel-focused, the Platinum Card still offers significant rewards within the Adani ecosystem and comes with a lower fee.
Both cards cater to individuals who frequently use Adani Group services, but the choice between them depends on your spending habits and travel frequency.
To apply for the Adani One ICICI Bank Credit Card, follow this detailed step-by-step guide:
How To Apply Adani One ICICI Bank Credit Card
Step-by-Step Process to Apply for Adani One ICICI Bank Credit Card
- Visit Adani One Website/App:
- Start by visiting the official Adani One website or download the mobile app from Google Play Store or Apple Store.
- Navigate to the Credit Card Section:
- On the homepage, you’ll find a section dedicated to credit cards.
- Click on the section, which will redirect you to the card page.
- Click on ‘Apply Now’:
- Once you’re on the card page, you will find an “Apply Now” button. Click on it to begin your application process.
- Submit Your Personal Details:
- Fill in the required fields such as:
- Full Name
- Date of Birth
- Mobile Number (linked with your Aadhaar)
- Address
- Ensure that all the information you provide matches the details on your official identification documents.
- Fill in the required fields such as:
- Complete Video KYC Verification:
- After submitting the initial details, you’ll be directed to complete your KYC (Know Your Customer) verification. ICICI Bank offers two modes for completing KYC:
- Video KYC: This is a video-based verification process where you will be connected with a bank officer. You will need your PAN card and Aadhaar card, and you’ll be asked to show the original PAN card and answer a few simple questions. This process is available 24/7.
- In-Person Verification: You can also opt for in-person verification, where an ICICI Bank KYC agent will visit your location and complete the process using biometric fingerprint authentication.
- After submitting the initial details, you’ll be directed to complete your KYC (Know Your Customer) verification. ICICI Bank offers two modes for completing KYC:
- Card Activation:
- Once the video KYC or in-person verification is complete, your card will be activated within 30 minutes for online use.
How to Complete Video KYC for Adani One ICICI Bank Credit Card?
Video KYC is a fast and convenient way to verify your identity from the comfort of your home. Here’s how it works:
- Provide Your PAN and Aadhaar Details: During the application process, you will be asked to enter your PAN card and Aadhaar number details.
- Connect with a Bank Officer: Once you submit your documents, you will be connected via video call with an ICICI Bank officer.
- Show Your PAN Card: Hold up your original PAN card to the camera for verification. The officer may ask you a few basic questions to confirm your identity.
- 24/7 Availability: The video KYC service is available round the clock, making it easy to complete at your convenience.
Can I Apply for the Adani One ICICI Bank Credit Card Using a Different Mobile Number?
No, you must use the mobile number linked to your Aadhaar card to apply for the Adani One ICICI Bank Credit Card.
How to Check the Status of Your Credit Card Application?
After submitting your application, you can track its status by:
- Logging into the Adani One portal using your registered mobile number and OTP.
- Navigating to the profile section and clicking on the “Adani One ICICI Bank Credit Card” option.
- Alternatively, you can call ICICI Bank’s customer care at 1800 1080 to check your application status.
Quick Process Overview:
- Apply Now: Fill in your details.
- Complete Video KYC: Show PAN card and Aadhaar in a video call.
- Card Ready in 30 Minutes: Get your credit card activated for online use within 30 minutes.
By following these steps, you can easily apply for the Adani One ICICI Bank Credit Card and start enjoying the benefits within a short time.
