Privacy Policy

PRIVACY POLICY FOR TECHNICAL MITRA

  • Domain Name: technicalmitra.com
  • Established & Registered On: March 31, 2017
  • Platform Age: 9+ Years of Trusted Digital Publishing
  • Last Updated & Revised: September 15, 2026
  • Founder & Platform Administrator: Nitish Verma
  • Operational Headquarters: Darbhanga, Bihar, India
  • Official Email: contact@technicalmitra.com
  1. INTRODUCTION & IDENTITYWelcome to Technical Mitra (“Website”, “we”, “our”, or “us”), accessible at https://technicalmitra.com. Founded and operated by Nitish Verma, Technical Mitra has been serving retail investors, entrepreneurs, and daily savers across India since March 31, 2017.

We are committed to full data transparency, user confidentiality, compliance with the Digital Personal Data Protection (DPDP) Act of India, and adherence to Google Publisher & AdSense Regulations.

This Privacy Policy informs you of our operational boundaries, what data is (and is not) collected, how third-party services function on this site, and how your personal privacy is safeguarded.

  1. CRITICAL LEGAL CLARIFICATION: NOT A LENDER OR FINANCIAL AGGREGATORTo maintain complete transparency and protect our readers from financial fraud:
  • Non-Lending Entity: Technical Mitra is strictly an independent educational media, blogging, and financial research publication. We DO NOT provide loans, we DO NOT disburse credit, and we DO NOT assist in private loan approvals or debt recovery.
  • Not an Aggregator or Broker: We are not a bank, non-banking financial company (NBFC), loan agent, or financial aggregator. All comparisons, interest rates, eligibility guides, and policy breakdowns published on this site are for research and educational purposes only.
  • Zero Fee Collection: Technical Mitra never asks for loan processing fees, file charges, security deposits, or advance commissions. If anyone approaches you claiming to represent Technical Mitra and demands money for loan disbursement, treat it as fraudulent and report it immediately.
  1. PUBLIC SAFETY WARNING: NEVER SHARE ACCOUNT DETAILS IN COMMENTSFor your personal financial security:
  • Public Comments & Forums: Please NEVER post your bank account numbers, ATM PIN, UPI PIN, passwords, credit/debit card numbers, CVV, Aadhaar number, PAN details, or private phone numbers in website comments, feedback boxes, or email inquiries.
  • Zero Solicitation Policy: Technical Mitra and Nitish Verma will never call, message, WhatsApp, or email you asking for your banking OTP, passwords, or KYC document copies.
  • Automated Moderation: While our systems actively scan and delete comments containing sensitive personal contact numbers or financial details, you remain responsible for the information you choose to submit publicly.
  1. SPECIAL DATA GUARANTEE: 100% CLIENT-SIDE TOOLS & CALCULATORSOur suite of business utilities—including the “TechnicalMitra Free Next Gen 2.0 GST Invoice Generator”—and our 30+ financial calculators (SIP, Step-Up SIP, Home Loan Prepayment EMI, PPF, SSY, GST, Gratuity, Bank FD, etc.) operate under an uncompromising zero-server storage architecture:
  • 100% Local Browser Processing: All computations, number-to-words conversions, GST intra/inter-state tax splits (CGST, SGST, IGST), and PDF invoice renderings happen locally in your device’s web browser memory (RAM) via client-side JavaScript.
  • Zero Server Transmission: The data you enter—such as buyer/seller names, GSTIN, PAN, invoice item pricing, bank loan amounts, or personal salary metrics—never touches our remote servers or any third-party database.
  • Complete Data Ownership: We do not store, view, sell, or track the business bills or financial estimates you create using our utilities. You retain total confidentiality and ownership of your records.
  1. INFORMATION WE COLLECTWe keep our data footprint minimal and strictly limited to standard web publishing requirements:

A. Voluntary Correspondence:

If you voluntarily reach out to us via email (info@technicalmitra.com) or newsletter subscription forms, we may retain your email address and message contents solely to respond to your editorial or technical queries.

B. Server Technical Log Data:

Like standard internet hosting infrastructures, our web servers automatically log non-personally identifiable technical details. This includes your IP address, browser type, device operating system, internet service provider (ISP), referring/exit pages, date/time stamps, and page navigation statistics. This technical data is used strictly for server diagnostics and traffic optimization.

C. Web Analytics:

We utilize aggregated analytics platforms (such as Google Analytics and Google Search Console) to evaluate general reader trends, guide popularity, and page load performance. All data is processed in an anonymized, aggregated format without linking to your individual identity.

  1. COOKIES, ADVERTISING & GOOGLE ADSENSE POLICIESTechnical Mitra uses cookies (small text files stored in your web browser) to optimize page load speed and remember user preferences.

A. Google AdSense & DoubleClick DART Cookies:

  • Google, as a third-party advertising vendor, uses cookies to serve ads on Technical Mitra.
  • Google’s use of DART cookies allows it to serve relevant advertisements to visitors based on their visit to this website and other websites across the web.
  • You can opt out of personalized advertising by visiting Google’s official Ads Settings: https://adssettings.google.com/
  • You may also opt out of third-party advertising tracking via the Network Advertising Initiative: https://www.aboutads.info/choices/

B. Browser Cookie Settings:

You can choose to disable, block, or delete cookies through your browser settings (Chrome, Firefox, Safari, Edge). Please note that completely disabling cookies may alter minor display preferences on websites across the web.

  1. AFFILIATE DISCLOSURES & PARTNER APPLICATION REDIRECTIONSTechnical Mitra participates in verified affiliate partnerships with RBI-regulated financial institutions, licensed card issuers, and authorized digital merchants (including BOBCARD, IDFC FIRST Bank, Axis Bank, Federal Bank Scapia, Uni, SBM Bank, RoarBank, and Amazon).
  • Direct Redirection: Clicking on external application buttons or partner tracking links (such as bitli.in links) safely redirects you directly to the official, encrypted application portal of the respective banking institution.
  • Zero Surcharge Guarantee: If you apply for a credit card, open a digital account, or purchase a book through our partner links, we may receive a small referral commission at absolutely zero additional cost to you.
  • Zero KYC Processing by Technical Mitra: We NEVER collect, review, or store your credit applications, salary slips, bank statements, PAN cards, or Aadhaar identity documents. All verification and credit evaluation is performed exclusively by the respective RBI-regulated banks on their secure servers.
  1. YOUR RIGHTS UNDER THE DPDP ACT OF INDIAUnder the Digital Personal Data Protection (DPDP) Act of India, you hold the following rights regarding any voluntary information you share with us:
  • Right to Access: You can request confirmation of whether we hold any personal data about you (such as your newsletter email).
  • Right to Correction and Erasure: You have the right to request correction of inaccurate contact data or permanent removal of your email from our contact desks.
  • Right of Grievance Redressal: You can raise concerns regarding data processing directly to our designated platform administrator.
  1. CHILDREN’S PRIVACYTechnical Mitra is an informational platform for adult retail savers, investors, and business operators. We do not knowingly solicit or collect personally identifiable details from individuals under 18 years of age. If a minor has submitted personal contact details, please notify us, and we will promptly delete those records.
  2. UPDATES TO THIS PRIVACY POLICYWe reserve the right to review and update this Privacy Policy periodically to maintain alignment with RBI guidelines, DPDP legal mandates, and platform enhancements. When revised, the “Last Updated & Revised” date at the top of this document will be updated.
  3. GRIEVANCE OFFICER & OFFICIAL CONTACT DETAILSFor questions, privacy concerns, or data requests regarding this Privacy Policy, please contact our designated administrator:

Grievance Officer: Nitish Verma

  • Designation: Founder & Platform Administrator
  • Entity Name: Technical Mitra
  • Established: March 31, 2017
  • Platform URL: https://technicalmitra.com
  • Location: Darbhanga, Bihar, India
  • Official Email: info@technicalmitra.com
  • Personal Website: https://nitishverma.com