Disclaimer

Disclaimer & Terms of Use

Effective Date: March 31, 2017 Last Updated: December 09, 2025 Domain: https://technicalmitra.com/

Welcome to Technical Mitra. By accessing and using this website, you agree to the following Disclaimer and Terms of Use. If you do not agree with any part of this disclaimer, please do not use our website or services immediately.

1. Not a Lending Authority (Strict Financial Disclaimer)

Technical Mitra is strictly an Education, Information, and News Media platform.

  • We are NOT a Bank, NBFC, or Financial Institution.
  • We DO NOT provide loans, credit cards, or manage investment portfolios directly.
  • We DO NOT ask for any upfront fees, processing charges, OTPs, or passwords for loan processing.

Any information regarding loans (Personal, Home, Car) or interest rates found on pages like our Personal Loan All Bank & NBFC List is for informational purposes only. We compile data from various official sources to help you compare options, but the final lending decision, interest rate, and approval lie solely with the respective bank or NBFC.

2. Usage of Financial Tools & Calculators

Technical Mitra provides various free financial tools to assist users in planning their finances. While we strive for mathematical accuracy, these tools are based on standard formulas and should be used for estimation only.

3. Accuracy of Information

We make every effort to ensure that the content on Technical Mitra is accurate and up-to-date. However, the financial market is dynamic.

  • Interest Rates: Bank rates change frequently without notice.
  • Government Schemes: Rules for Sarkari Yojanas can be updated by the government at any time.

We cannot guarantee that all information is 100% accurate at all times. Users are strongly advised to verify details from the official websites of the concerned banks, insurance companies, or government departments before applying for any scheme or financial product.

4. Third-Party Links & Affiliate Disclosure

Technical Mitra supports its operation through affiliate partnerships. Our website may contain links to third-party websites (e.g., Amazon, Official Bank Application Forms, App Stores).

  • Affiliate Disclosure: If you click on a link on our website (e.g., for a Credit Card or a Gadget) and make a purchase or application, we may earn a referral commission. This comes at no extra cost to you.
  • External Responsibility: If you click on a link on our Personal Loan List or other reviews, you may be redirected to an external site. Technical Mitra has no control over the content, privacy policies, or practices of these third-party sites. We are not responsible for any meaningful or financial loss incurred by using these external services.

5. Fraud Alert (Safety Warning)

Please be aware of fraudsters who may use the name of “Technical Mitra” or “Nitish Verma” to ask for money.

  • We NEVER call you to offer a pre-approved loan.
  • We NEVER ask for money to “approve” a loan application.
  • We NEVER ask for your UPI PIN, Net Banking Password, or ATM PIN.

If you receive such a call, message, or email claiming to be from us, please report it immediately to the cyber crime cell and inform us via our Contact Page.

6. Limitation of Liability

Under no circumstances shall Technical Mitra, its founder Nitish Verma, or its team be liable for any direct, indirect, incidental, special, or consequential damages arising from:

  1. The use or inability to use our website or calculators.
  2. Reliance on any information provided on the website.
  3. Any financial loss or decision made based on our content.

You use this information entirely at your own risk.

7. Content Copyright

All content, including text, graphics, logos, and calculator tools on this website, is the property of Technical Mitra unless otherwise stated. Unauthroized copying, reproduction, or republication of our content without prior written permission is prohibited.

8. Contact Us

For any clarifications regarding this disclaimer, or to report any discrepancies in our content, please feel free to reach out to us.