Terms and Conditions

Terms and Conditions

Last Updated: September 18, 2025

Welcome to TechnicalMitra.com (“the Blog,” “we,” “us,” or “our”), an informational and educational blog authored by Nitish Verma, based in Darbhanga, Bihar, India. These Terms and Conditions (“Terms”) govern your use of the Blog and its content. By accessing or using the Blog, you agree to be bound by these Terms. If you do not agree, please do not use the Blog.

We provide educational content on banking, loans, investments, and personal finance, drawing from Nitish Verma’s 10 years of experience with companies like Reliance Finance and Turtlemint. We are not authorized by the Reserve Bank of India (RBI), Securities and Exchange Board of India (SEBI), or any other regulatory body to offer financial services or advice. Your use of this Blog is subject to the following terms:

1. Acceptance of Terms

By using TechnicalMitra.com, you acknowledge that you have read, understood, and agree to be bound by these Terms, our Privacy Policy, and Disclaimer. We reserve the right to modify these Terms at any time. Changes will be effective upon posting, and continued use constitutes acceptance. Check this page periodically for updates.

2. Use of the Blog

2.1 Permitted Use

  • You may view, download, and print content from the Blog for personal, non-commercial, educational purposes only.
  • You may share links to our content with proper attribution (e.g., “Source: TechnicalMitra.com by Nitish Verma”).

2.2 Prohibited Use

  • You may not reproduce, distribute, modify, or create derivative works of our content without explicit written permission from Nitish Verma.
  • You may not use the Blog for commercial purposes, including reselling content or using it to promote products/services without authorization.
  • You may not engage in activities that harm the Blog, such as hacking, spamming, or distributing malware.
  • You may not scrape or extract data (e.g., via bots) for unauthorized use.

3. Intellectual Property

All content on TechnicalMitra.com, including text, images, designs, and logos, is the intellectual property of Nitish Verma unless otherwise stated. This content is protected by Indian copyright laws and international treaties. Unauthorized use may result in legal action. For permission requests, contact info@technicalmitra.com.

4. Affiliate Links and Advertising

  • The Blog contains affiliate links to products or services (e.g., recommended financial tools or resources). If you click and purchase through these links, we may earn a commission. This does not influence the content, which remains educational and unbiased.
  • We use Google AdSense for displaying advertisements. These ads are managed by Google, and their use is subject to Google’s Terms of Service and Privacy Policy.
  • Commissions or ad revenue do not imply endorsement of any product or service.

5. User Contributions

  • If you submit comments, feedback, or other content, you grant us a non-exclusive, royalty-free, perpetual license to use, display, and publish it on the Blog. You warrant that your contributions are original and do not infringe on any third-party rights.
  • We reserve the right to moderate, edit, or remove comments at our discretion, especially those that are offensive, spam, or off-topic.

6. Third-Party Links

The Blog may include links to third-party websites (e.g., affiliate products, Google services, or external resources) for informational purposes. We do not control these sites and are not responsible for their content, privacy practices, or availability. Use them at your own risk.

7. Limitation of Liability

TechnicalMitra.com, including Nitish Verma, is not liable for any direct, indirect, incidental, or consequential damages arising from your use of the Blog, including but not limited to errors in content, reliance on information, or access issues. The Blog is provided “as is” without warranties of any kind, express or implied, including accuracy or fitness for a particular purpose.

8. Indemnification

You agree to indemnify and hold harmless TechnicalMitra.com, Nitish Verma, and any affiliates from any claims, damages, or expenses (including legal fees) arising from your violation of these Terms, misuse of the Blog, or infringement of third-party rights.

9. Termination

We may suspend or terminate your access to the Blog at our discretion if you violate these Terms. Upon termination, your right to use the Blog ceases immediately.

10. Governing Law and Jurisdiction

These Terms are governed by the laws of India. Any disputes arising from the use of TechnicalMitra.com will be subject to the exclusive jurisdiction of the courts in Darbhanga, Bihar.

11. Contact Us

For questions, concerns, or permission requests:

  • Email: info@technicalmitra.com
  • Author: Nitish Verma
  • Address: Darbhanga, Bihar, India (physical address available upon request)

12. Additional Policies

  • Privacy Policy: Details how we handle your data, including use of WordPress Jetpack, Google Analytics, Google AdSense, and Hostinger hosting.
  • Disclaimer: Outlines the educational nature of our content and limits on liability.

Thank you for visiting TechnicalMitra.com. We aim to provide valuable educational content while ensuring a transparent and lawful user experience.