Technical Mitra Android App • Coming Soon

Decoding Finance.
Simplifying Banking.

Make smarter money decisions. Compare live FD interest rates, verify loan approval probabilities, and browse unbiased financial product reviews using India’s premium ad-free tool suite.

Published Financial Guides Ranked Books on Amazon India
RBI Guidelines Compliant 100% Unbiased & Verified Data
Mitra App v1.2
Credit Profile Status Verified

785

Excellent CIBIL Score
Live FD Rate Tracker Live Sheets
SBI Special (400 Days) 7.10% p.a.
HDFC Bank (Tier-1) 7.25% p.a.
Personal Loan Planner
Amount: ₹5,00,000 Tenure: 5 Yrs
Monthly Est. EMI ₹10,375 / mo
Home Calculators Compare
Calculated 12K+ Accurate EMIs
4.9 App Rating

Find the Right Financial Solution

Navigate through our expertly curated categories. Compare latest offers, read unbiased reviews, and use free tools tailored for the 2026 market.

Calculators that save you money.

Don’t rely on guesswork. Use our AI-powered calculators to plan your EMIs, SIPs, and Tax outgoings precisely.

Smart Financial Tools

Smart Financial Tools

Join 10,000+ users making better money decisions with our fast, accurate, and easy-to-use premium calculators.

Loans & Debt Optimization

Personal Loan EMI

Calculates monthly payouts with a detailed principal-vs-interest split slider.

Apply for Lowest Interest Loan

Home Loan Prepayment

Allows you to input extra monthly payments to see how many years of EMI and lakhs of interest you can save.

Explore Balance Transfer

Balance Transfer Savings

Computes potential interest savings by moving an active loan from Bank A to Bank B at a lower rate.

Refinance Active Debt

Vehicle EMI Planner

Calculates EMI based on vehicle on-road price, down payment, and state-wise road tax estimations.

Get New Car Insurance

LAP Estimator

Estimates the maximum loan amount you can unlock based on your property’s current market valuation.

Check Business Loans

Wealth & Mutual Funds

SIP Growth Calculator

Calculates wealth accrued over 5 to 30 years using the power of compounding interest.

Open Demat Account

Step-Up SIP Planner

Computes maturity wealth when you increase your SIP amount by a fixed percentage every year.

View Investment Plans

Lumpsum Return Predictor

Evaluates one-time investment growth based on historic index returns for various profiles.

Get Wealth Advisory

SWP Retiree Calculator

Calculates exactly how long your retirement corpus will last while receiving a steady monthly payout.

Explore Pension Plans

Mutual Fund Delay Cost

Shows exactly how much wealth you lose by delaying your SIP start by 1, 3, or 5 years.

Start SIP Today

Govt Schemes & Fixed Savings

Live FD Calculator

Computes compounding quarterly interest using live rates from top banks updated via our database.

Open Zero-Balance A/c

PPF Calculator

Computes interest and maturity proceeds based on the latest quarterly government rates.

Save Tax with ELSS

NPS Retirement Planner

Shows estimated monthly pension and tax exemptions for corporate and individual NPS investments.

Secure Retirement

SSY Calculator

Computes exact investment returns and maturity values for the Sukanya Samriddhi Yojana.

Child Insurance Plans

RD Calculator

Standard compounding calculator for regular monthly deposits showing a year-by-year balance.

Start Monthly Saving

Taxes, Freelancers & Businesses

New vs Old Tax Regime

Tells you exactly which tax regime is cheaper for you based on your custom deductions.

File Taxes Online

GST & Invoice Generator

Computes reverse/forward GST rates (5%, 12%, 18%, 28%) and formats a professional invoice.

Get Business Credit Card

HRA Exemption

Determines the exact tax-exempt HRA amount based on your basic salary, rent paid, and city tier.

Pay Rent via Card

Gratuity Calculator

Estimates your retirement gratuity payout based on total years of service and final basic salary.

Upgrade Term Insurance

Risk & Lifestyle Planning

HLV Calculator

Calculates the exact life insurance cover required to protect your family based on liabilities and income.

Get Term Life Cover

Inflation Goal Estimator

Shows how much a wedding, education, or retirement will cost in 10 or 20 years based on average inflation.

Start High-Yield SIP

Emergency Fund Planner

Evaluates active expenses and recommends a custom emergency buffer and where to securely invest it.

Open Sweep-in A/c

Unlock Financial Freedom with Expert Guides

Simplified e-books by Nitish Verma to help you master investing, boost credit scores, and bank safely.

Mutual Fund Guide Promo
Mutual Fund Guide (Hindi) by Nitish Verma Cover
By Nitish Verma

Mutual Fund Guide / म्यूच्यूअल फंड गाइड

नए निवेशकों के लिए (Complete Bundle Vol 1 & 2)

₹49.00
Original price: ₹349.00 Save 86%

क्या आप निवेश शुरू करने से डरते हैं? लेखक नितीश वर्मा की यह संपूर्ण गाइड आपको जटिल वित्तीय शब्दों के जाल से निकालकर ‘फाइनेंशियल फ्रीडम’ के मार्ग पर ले जाएगी। इस कॉम्बो पैक के दोनों वॉल्यूम आपको बेसिक से लेकर एडवांस पोर्टफोलियो मैनेजमेंट की पूरी समझ देते हैं। इसमें आप मात्र ₹500 से SIP शुरू करने का जादू, टैक्स बचाने के लिए ELSS का सही चुनाव, Groww और Paytm Money जैसे डिजिटल टूल्स का प्रभावी इस्तेमाल और SEBI के सुरक्षा नियमों की बारीकियां सीखेंगे। ₹74 ट्रिलियन की भारतीय म्यूच्यूअल फंड इंडस्ट्री के 2025 के ताज़ा डेटा के साथ अपनी वेल्थ क्रिएशन की यात्रा आज ही शुरू करें।

Got Questions? We Have Answers.

Managing money can be confusing. Here are quick answers to the most common questions our 5 Lakh+ readers ask.

info@technicalmitra.com

Pay your credit card bills on time, keep credit utilization below 30%, and avoid applying for multiple loans at once. Check our [Credit Score Guide] for more tips.

Currently, HDFC and SBI offer rates starting from 10.50% p.a. for salaried employees. Compare all bank rates [here].

Only use RBI-registered NBFC apps like KreditBee or Navi. Avoid apps that ask for contact permissions or lack a website. Read our [Safety Guide].

You can use our free [EMI Calculator]. Just enter the loan amount, interest rate, and tenure to get the exact monthly EMI instantly.

Direct funds have a lower expense ratio as they don’t involve agent commissions, giving you 1-1.5% higher returns annually.

Yes, some apps offer small loans (up to ₹50,000) based on your CIBIL score and banking transactions, even without salary slips.