Technical Mitra Decoding Finance, Simplifying Banking

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Navigate through our expertly curated categories. Compare latest offers, read unbiased reviews, and use free tools tailored for the 2026 market.

Instant Personal Loan

Review of Top 20+ Apps

Home Loan

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Debit & Credit Cards

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SIP & Mutual Funds

Best Returns for 2026

Digital Banking

Zero Balance Accounts

GST & Tax Tools

Free Calculators & Guides

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Top Credit Cards with Maximum Rewards

Compare lifetime free cards, cashback offers, and exclusive lounge access benefits.

Credit Card	Key Benefits	Annual Fee
Axis Bank My Zone	Buy 1 Get 1 Movie Ticket + 40% Swiggy Off	Lifetime Free (Limited Offer)
SBI SimplyClick	10X Rewards on Amazon/Flipkart + ₹500 Voucher	₹499 (Waived on 1L spend)
SBI Cashback Card	5% Real Cashback on All Online Spends	₹999 (Worth it for Shoppers)
IndusInd Tiger Card	2 Free Lounge Access + Golf Lessons	Lifetime Free
Axis Flipkart Card	5% Unlimited Cashback on Flipkart	₹500

Calculators that save you money.

Don’t rely on guesswork. Use our AI-powered calculators to plan your EMIs, SIPs, and Tax outgoings precisely.

Personal Loan EMI

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Home Loan Planner

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Car Loan EMI

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GST Invoice Maker

Create professional bills for free (PDF).

Advance GST Calculator

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FD Returns Check

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Why Choose Technical Mitra?

1. 100% UNBIASED REVIEWS

We don’t sell loans; we review them. Our advice is based on facts, not commissions.

2. SIMPLIFIED FINANCE

We break down complex banking jargon into simple Hindi/English that anyone can understand.

3. VERIFIED BY EXPERTS

Every article and tool is reviewed to ensure it meets the latest 2026 RBI guidelines.

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म्यूच्यूअल फंड गाइड

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Got Questions? We Have Answers.

Managing money can be confusing. Here are quick answers to the most common questions our 5 Lakh+ readers ask.

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Pay your credit card bills on time, keep credit utilization below 30%, and avoid applying for multiple loans at once. Check our [Credit Score Guide] for more tips.

Currently, HDFC and SBI offer rates starting from 10.50% p.a. for salaried employees. Compare all bank rates [here].

Only use RBI-registered NBFC apps like KreditBee or Navi. Avoid apps that ask for contact permissions or lack a website. Read our [Safety Guide].

You can use our free [EMI Calculator]. Just enter the loan amount, interest rate, and tenure to get the exact monthly EMI instantly.

Direct funds have a lower expense ratio as they don’t involve agent commissions, giving you 1-1.5% higher returns annually.

Yes, some apps offer small loans (up to ₹50,000) based on your CIBIL score and banking transactions, even without salary slips.

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